LPA for my mum
You cannot make an LPA for your mum — she has to make it, because it is her decision about who acts for her. What you can do is everything else: the questions, the typing, the printing and the posting.
Make your LPA online for £49
Answer simple questions. We prepare your LPA documents from your answers, ready for the next steps.
- £49 per LPA, or £79 for both types
- No solicitor required for straightforward LPAs
- Plain English questions, one screen at a time
- Save your progress and come back to it
- Checked for common completion errors as you go
- Review everything before you pay
The Office of the Public Guardian charges a separate £92 to register each LPA.
Is an LPA still possible for your relative?
Only the person themselves can make an LPA, and only while they have mental capacity. Start here.
They have capacity and want to make one
You can help with every part of the paperwork. They make the decisions and sign.
You are not sure whether they have capacity
Capacity is decision-specific and a diagnosis alone does not settle it. Read how it is judged before you spend anything.
They have already lost capacity
An LPA can no longer be made — not by us and not by anyone else. The route is a deputyship application to the Court of Protection.
What she must do herself
- Decide who her attorneys are — you cannot decide this for her.
- Understand, in broad terms, what she is giving them power to do.
- Sign section 9 in front of a witness.
What you can do for her
- Sit with her and work through the questions on screen.
- Gather names, addresses and dates of birth.
- Find a certificate provider — someone who has known her two years and is not a relative or attorney.
- Print the document, arrange the signing, and post it to the OPG with the £92 fee.
- Be named as an attorney yourself, if that is what she wants.
Do not sign for her
Signing the donor's section on her behalf invalidates the LPA. If she cannot hold a pen, there is a proper procedure using a mark and two witnesses — the wizard covers it.
How to raise it without a row
Most children put this off because they expect resistance. In practice the easiest opening is a real, ordinary event: a hospital letter, a bank card that stopped working, a friend's parent who ended up in the Court of Protection. Frame it as Mum choosing who acts, not as you taking anything away from her.
- Ask what she would want, rather than telling her what to do.
- Offer to do your own LPA alongside hers — it stops feeling like something aimed only at her.
- Split the two types: some mums are ready to talk about money before they are ready to talk about care decisions.
- If she says no, leave it and come back another day. Pressure at this stage can undermine the LPA later.
A worked example
Susan is 78 and lives alone. Her daughter Claire noticed the electricity had been cut off after a missed direct debit. Susan still manages her own affairs, but Claire raised an LPA that afternoon, using the missed bill as the opening rather than a lecture about the future.
Susan chose Claire and her son Mark as attorneys, acting jointly and severally so either can act alone if needed. Claire filled in the wizard with her mother over two sittings, found a certificate provider in Susan's long-standing neighbour, and posted both LP1F and LP1H together. Total cost: £79 to us and £184 to the OPG, spread across a few weeks rather than done in a panic.
Common questions
Mum has early dementia. Is it too late?
Not necessarily. A dementia diagnosis is not the same as losing capacity, and capacity is decision-specific. Many people make an LPA after diagnosis. If there is real doubt, get a capacity assessment before spending anything.
Can I be her only attorney?
Yes, though naming a replacement attorney is sensible in case you cannot act.
Can I just tell the bank I am managing Mum's account?
No. A sole account is hers alone in law. A carer's card or informal arrangement stops the moment the bank has any doubt about her capacity, and it gives you no authority over her pension, savings or property.
What does it actually cost to do this for Mum?
£49 for one LPA or £79 for both, paid to us, plus £92 per document paid to the Office of the Public Guardian to register it. A financial and a health LPA for one person is £79 plus £184, so £263 in total. See full pricing.
Read next
Where this fits
This page is part of Parents, couples and capacity. The pages below take it further.
- Make an LPA online
The whole journey end to end: questions, documents, signing and registration.
- What an LPA costs in 2026
Our £49 and £79 prices, the £92 OPG registration fee, and solicitor comparisons.
Helping a parent or partner?
They make the decisions and sign, you can do all the paperwork. Start with the free capacity check.
The Office of the Public Guardian charges a separate £92 to register each LPA.
This is general information about Lasting Powers of Attorney in England and Wales. We are not a law firm and this is not legal advice about your situation. What we do and do not do.